Overview & Solutions

Trustly provides a global, proprietary Pay by Bank network, built on Open Banking technology. Merchants can integrate a single solution for direct, secure payments and data retrieval from consumers’ bank accounts worldwide. This connection enables high-volume, low-latency transactions and deep consumer insights.

Quickstart

Follow these steps to build a standard Trustly Pay integration:

Integrate the client-side SDK: Add the JavaScript library to your frontend to render the bank selection UI.
Accept payments with Trustly Pay: Implement the server-side logic to authorize or capture funds.
Test your integration: Use the Trustly Sandbox to simulate successful payments and error scenarios.

The happy path workflow typically takes an hour or less to complete.

Build your workflow

Select a product workflow to begin coding.

Accept payments

Integrate the SDK, authorize transactions, and accept payments with Trustly Pay.

Send money

Send payouts using online banking or account details, and transfer funds internationally.

Retrieve data

Verify identities, tokenize accounts, check ownership (Micro Challenge Deposit), and access financial insights.

Explore solutions

Browse the catalog of Trustly solutions to determine which payment rails, data retrieval methods, or authorization workflows best fit your business needs.

Most Trustly products, including Pay, Payouts, and ID, require the integration of the Client-Side SDK to launch the Trustly Lightbox for user authentication.

The following table lists the available Trustly products and their relevant documentation resources.

Product	Primary Use Case	Core Function	Key Resources
Trustly Connect	Instant Account Verification (IAV) and linked account retrieval.	Retrieves and authenticates bank account information in real-time for compliance and risk mitigation.	Verify accounts and retrieve data SDKs API Ref (Account Data)
Trustly Cross-Border	International money transfers and foreign exchange handling.	Enables cross-border payments with full International ACH Transaction (IAT) compliance data.	Transfer funds internationally
Trustly ID	Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance and identity verification during onboarding.	Provides verified identity data derived from consumer bank account information.	Verify identity with Trustly ID SDKs API Ref (Identity)
Trustly Insights	Cash flow analysis and Non-Sufficient Funds (NSF) risk assessment.	Pulls real-time transaction data and account balance to support informed financial decisions.	Access insights data SDKs API Ref (Account Summary)
Trustly Instant Payments (Deprecated)	Standard e-commerce checkouts and one-time purchases.	Authorizes and captures funds in a single step (immediate capture).	Accept Instant Payments SDKs API Ref (Capture)
Trustly Pay	Digital wallets, iGaming deposits, and high-frequency trading platforms.	Establishes a deferred authorization (long-running token) for recurring use.	Authorize and capture SDKs API Ref (Capture)
Trustly Payouts	Real-time disbursements and instant withdrawal processing.	Issues secure payouts to a customer bank account in seconds using real-time payment rails.	Send payouts SDKs API Ref (Deposit)
Trustly Recurring Payments	Subscription billing and long-term payment authorizations.	Establishes a secure mandate or recurring token to allow for automated, ongoing debits from a customer bank account.	Accept Recurring Payments
Trustly Remember Me	Streamlined checkout and returning user recognition.	Allows returning consumers to skip bank selection and login steps, completing payments with a single click.	Enable Trustly Remember Me
Trustly Scan and Pay	Physical gaming environments, Electronic Gaming Machines (EGMs), and cashless wagering.	Enables users to fund physical gaming machines by scanning a QR code to authenticate on their mobile device.	Integrate Trustly Scan and Pay
Trustly Token Authority	Recurring payments and reducing Payment Card Industry (PCI) financial data liability.	Substitutes sensitive bank information with non-sensitive tokens for secure, streamlined processing.	Tokenize bank information API Ref (Token Authority)